If your home has been in a hail or high wind event, you may have roof damage. You may have a small leak inside your home that you need to get reviewed. Where did that leak come from? Let NCC use our expertise identifying roof damage and filing claims to help you! NCC provides on-site inspections of your roof and home exterior free of charge. This will help you file a roof damage insurance claim that is backed by strong evidence of the damage. We can also help you settle claims that have already been denied. In fact, in Florida, claims can be reopened for up to five years.
Hail—chunks of frozen rain that develop in thunderstorm clouds—can substantially damage a property’s siding, screens, gutters, or roofing material. Often, this damage isn’t visible to the untrained eye, as the loss of protective granulation of roofing is difficult for non-experts to detect. High winds that also develop in similar conditions can further strengthen the force with which hail hits and can also cause damage on its own by ripping away shingles or tiles, breaking roofing seals, and blowing objects like trees into your home’s exterior.
Determining whether or not it is worth filing a hail damage claim comes down to how severely your property was damaged. Any signs that your roof may be damaged to the point of allowing water into the house should be addressed immediately, given how problematic this can become. Rain entering your structure can lead to weakened joists, warped beams and even hazardous mold and mildew growth. If you’re planning to put your property on the market in the near future, you will want to have even small cosmetic issues remedied as soon as possible to ensure you get the best return on your investment.
After hail damage to your home, and the process of repairing your home, NCC will be with you every step of the way.
We will meticulously document all of your losses to include any and all benefits afforded to you under the policy.
We will assemble a detailed estimate with individual line item breakdown with a list of all tasks using the latest price list in Xactimate software, the same software most carriers use as well.
We will handle the claim for you from state to finish.
We set all appointments with the adjusters, meet with the adjusters and point out all of the damage to them so they don’t miss anything. This will get the carriers “undisputed” estimate up higher which also raises the reserves on the claim, this detail will greatly help us get a larger final settlement.
We are with you during any recorded statement.
And, we complete all of the complex and confusing forms for you within the allowed time period.
Our process includes accounting for all damaged contents, additional living expenses such as eating out receipts because your kitchen is down, or if you need a new place to stay because your home is uninhabitable, NCC will manage and get all of the necessary paperwork submitted so you can get properly reimbursed for these expenses.
Steps We Take For You
Step 1: After you’ve obtained a full copy of your Homeowner’s insurance policy, we will help you understand your policy. We will help you understand your policy and the coverages that apply to your loss.
Step 2: We will file the claim on your behalf and set an appointment with your adjuster.
Step 3: We will prepare a written assessment and an adjuster’s report. This includes documenting the scope of repairs, materials and costs needed to put you back into pre-loss condition.
Step 4: We will complete any and all paperwork such as the Proof Of Loss form or respond to any and all insurance correspondence such as a Reservation of Rights.
Step 5: We will be with you throughout the whole process. We stay with you until the claim’s conclusion. We have good relationships with the carrier’s adjusters and we will work to come to an agreement whether it be amicable or moving the claims to mediation or appraisal (two forms of loss dispute resolution).