When your home suffers from a fire and you don’t know where to begin with all of the damage that has been done, you NEED help! NCC is here to provide that help. As a public claims adjuster and handler, we advocate for you, the policyholder, appraising and negotiating your insurance claim. Our fire damage adjuster will work independently of the insurance company for you and only you.
If there are damaged contents, additional living expenses such as paying for additional utilities or meals because your kitchen is down, or if you need a new place to stay because your home is uninhabitable, we get all of the paperwork submitted so you properly get reimbursed for these expenses.
How We Handle Your Claim
With all the emotion and confusion of wondering what to do after a house fire and how to address the damage to your home, NCC will be with you every step of the way.
With all the disruption, confusion and relocation a hurricane causes to not only your home, but your life, a hurricane damage claims adjuster will be with you every step of the way.
We will meticulously document all of your losses to include any and all benefits afforded to you under the policy.
We will assemble a detailed estimate with individual line item breakdown with a list of all tasks using the latest price list in Xactimate software, the same software most carriers use as well.
We will handle the claim for you from state to finish.
We set all appointments with the adjusters, meet with the adjusters and point out all of the damage to them so they don’t miss anything. This will get the carriers “undisputed” estimate up higher which also raises the reserves on the claim, this detail will greatly help us get a larger final settlement.
We are with you during any recorded statement.
And, we complete all of the complex and confusing forms for you within the allowed time period.
Our process includes accounting for all damaged contents, additional living expenses such as eating out receipts because your kitchen is down, or if you need a new place to stay because your home is uninhabitable, NCC will manage and get all of the necessary paperwork submitted so you can get properly reimbursed for these expenses.
Steps We Take For You
Step 1: After you’ve obtained a full copy of your Homeowner’s insurance policy, we will help you understand your policy. We will help you understand your policy and the coverages that apply to your loss.
Step 2: We will file the claim on your behalf and set an appointment with your adjuster.
Step 3: We will prepare a written assessment and an adjuster’s report. This includes documenting the scope of repairs, materials and costs needed to put you back into pre-loss condition.
Step 4: We will complete any and all paperwork such as the Proof Of Loss form or respond to any and all insurance correspondence such as a Reservation of Rights.
Step 5: We will be with you throughout the whole process. We stay with you until the claim’s conclusion. We have good relationships with the carrier’s adjusters and we will work to come to an agreement whether it be amicable or moving the claims to mediation or appraisal (two forms of loss dispute resolution).